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CD and IRA Rates

CD Rates

A penalty will be imposed for early withdrawal. Minimum balance to open is $1,000.00. The minimum balance to obtain APY is $1,000.00.

* Interest Rates and annual percentage yields my change after account opening.

*Effective Date May 23, 2008*

Min. Balance of $1,000
	Interest Rate	A.P.Y.
30-89 Days	1.00%	1.00%
90-179 Days	1.00%	1.00%
180-364 Days	1.74%	1.75%
1-2 Years	1.89%	1.90%
2-3 Years	2.48%	2.50%
3-4 Years	2.73%	2.75%
4-5 Years	2.98%	3.00%
5 Years	2.48%	2.50%

Min. Balance of $50,000
	Interest Rate	A.P.Y.
30-89 Days	1.00%	1.00%
90-179 Days	1.24%	1.25%
180-364 Days	2.14%	2.15%
1-2 Years	2.24%	2.25%
2-3 Years	2.73%	2.75%
3-4 Years	2.98%	3.00%
4-5 Years	3.22%	3.25%
5 Years	2.73%	2.75%

Min. Balance of $100,000
	Interest Rate	A.P.Y.
30-89 Days	1.09%	1.10%
90-179 Days	1.29%	1.30%
180-364 Days	2.24%	2.25%
1-2 Years	2.29%	2.30%
2-3 Years	2.98%	3.00%
3-4 Years	3.22%	3.25%
4-5 Years	3.47%	3.50%
5 Years	2.98%	3.00%

Min. Balance of $250,000
	Interest Rate	A.P.Y.
30-89 Days	1.24%	1.25%
90-179 Days	1.49%	1.50%
180-364 Days	2.24%	2.25%
1-2 Years	2.34%	2.35%
2-3 Years	3.22%	3.25%
3-4 Years	3.47%	3.50%
4-5 Years	3.72%	3.75%
5 Years	2.98%	3.00%

Min. Balance of $50,000
	Interest Rate	A.P.Y.
7 Month Special	2.19%	2.20%

Min. Balance of $100,000
	Interest Rate	A.P.Y.
7 Month Special	2.29%	2.30%

IRA Rates

	Min. Opening Balance	Min. Balance to obtain APY	Interest Rate	A.P.Y.
12 month fixed	$1,000.00	$1,000.00	2.33%	2.35%
18 month fixed	$1,000.00	$1,000.00	2.77%	2.80%
24 month fixed	$1,000.00	$1,000.00	3.21%	3.25%
30 month fixed	$1,000.00	$1,000.00	3.34%	3.38%
18 month variable *	$100.00	$100.00	2.77%	2.80%

* Interest Rates and annual percentage yields may change after account opening.

Locations

Main Office
Colonial Plaza
Bayou Vista
Ameila
Lafayette

ATM

ATM Locations

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