Loans - MC Bank and Trust Company

Personal Loans

We offer a variety of options for any need – get affordable financing customized to you.

Home Mortgages

At M C Bank, we know that you put a lot of thought into where to plant your roots, so we put all the thought into the financial part. We offer affordable home mortgage loans* with terms that fit your needs.

Our hometown staff uses our local familiarity to your advantage—making quick closing with local decisions.

Summary

  • Affordable financing for purchase or refinancing
  • Flexible terms and options
  • Local handling and processing
  • Dedication to smooth and efficient processing
  • Experienced hometown loan advisors
  • Personalized service from day one throughout the lifetime of the loan

Home Equity Loans

A home equity loan* from M C Bank can help turn the equity in your home into means for other needs. You've worked hard to make timely mortgage payments. It's time your actions paid off.

Secure the equity you've built to put towards any financial need.

Summary

  • Get affordable financing based on the equity in your home
  • Funds can be used for almost anything
  • Flexible terms, customized to your situation
  • Interest may be tax deductible*
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

*Consult a tax advisor.

Manufactured or Mobile Home Loans

If you're in the market for a manufactured/mobile home for your family, be sure to stop by M C Bank. Our manufactured/mobile home loans* offer flexibility in repayment and also affordability.

Our friendly staff will work with you first-hand to make sure your terms fit your situation. And the processing is handled locally, so you can get settled in quickly and comfortably.

Summary

  • Affordable financing customized to your needs
  • Flexible terms and options
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

Auto Loans

You can rely on an affordable-rate auto loan* from M C Bank. Not only do we offer competitive interest, we also customize terms to mirror your financial situation.

We'll have you driving away in a dependable ride in no time. Our local staff will make sure of that when processing your loan!

Summary

  • Affordable financing for your perfect vehicle
  • Flexible terms and options
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

Boat Loans

Our local advisors are right at home in the Sportsman's Paradise. So stop by one of our branches today, and we'll get you out on the water in no time with an affordable boat loan*.

Summary

  • Affordable financing for your perfect boat or watercraft
  • Flexible terms, customized to your situation
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

Personal Loans

Life's demands require money. Fortunately, our personal loans* offer an affordable means to satisfy your unique financial needs. Whether you need financing for a vehicle, home improvements, or for anything in between, our flexible, customized terms come universal.

And everything is handled right here in the local area by our hometown staff who care about the efficient handling of your needs.

Summary

  • Affordable financing for a wide range of needs
  • Flexible terms, customized to your situation
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

Savings-Secured Loans

A savings-secured loan* utilizes the savings you've already built with M C Bank as collateral for an affordable loan. So if you're saving for one goal and something else comes up along the way, you can have both without jeopardizing either one.

Financing is available for a number of needs, on up to 100% of your balance. Move forward today, thanks to the saving savviness of your past.

Summary

  • Affordable financing for a wide range of needs
  • Flexible terms, customized to your situation
  • Utilize your existing savings accounts as collateral
  • Amount available based on savings deposit balance
  • Avoid touching your savings, keeping them gaining interest
  • Local decisions and handling
  • Smooth, efficient processing
  • Experienced hometown loan advisors
  • Personalized service, from day one through life of loan

*All loans are subject to credit approval.

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Important Info

Routing Number: 065400483

Contact our Main Office at 985-384-2100