Hometown Value
A checking account for the budget minded person.  No monthly maintenance fee.

Benefits Include:
No monthly maintenance fee
No minimum balance required
No check writing limits
No per check charges
Free internet banking
Free image statements

**Other options available**

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  Hometown Traditions
A checking account with unlimited check writing and no per check charge. A $6.00 per month maintenance fee only if the daily balance on your account falls below $500.

Benefits Include:
Low $500 minimum balance to avoid $6.00 maintenance fee
No check writing limits
No per check charges
Free internet banking
Free image statements
Free phone banking
Free bill pay
First order of 50 checks is free

**Other options available**

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  Hometown Advantage
A checking account with the benefits of financial and travel related services. The monthly club fee on this account is $8.00.

Benefits Include:
Low monthly maintenance fee of $8.00
Unlimited check writing
No per check charges
Free debit card
Free internet banking
Free image statements
Free phone banking
Free bill pay
Free travelers checks
$10,000 A/D/D insurance

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  Prime Time Checking
No monthly maintenance fee and personal wallet style checks, at no charge, for customers that are 50 years of age or older.

Benefits Include:
No monthly maintenance fee
Free checks
Free internet banking
Free phone banking
Free bill pay
5 free money orders/month

**Other options available**

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  Hometown Traditions NOW
An interest-bearing account with the conveniences of a checking account. A $500 minimum balance is required to obtain the disclosed APY. A $6.00 maintenance fee is applied if the balance falls below $500.  Click here for Rates.

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  Hometown Advantage Now
A combination of benefits of the Hometown Advantage Account, with the interest-bearing benefit of the NOW Account. The monthly club fee on this account is $8.00 and a minimum balance of $500 dollars is required to obtain the disclosed APY. Click here for Rates.

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  Prime Time NOW
An interest-bearing account designed for persons that are 50 or older with added benefits. A minimum balance of $500 dollars is required to obtain the disclosed APY. Click here for Rates.

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  Commercial Checking
Designed specifically for businesses. Fees and charges based on analysis of account activity. Fees offset by an earnings credit based on the federal fund rates.

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  Non-Profit Checking
A checking account for non-profit organizations. Benefits of a regular checking account at a reduced maintenance fee of $3.00 per month if the balance falls below $800.

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