Business Line of Credit
Unexpected expenses are an inevitable part of business. Handle them as they arise with a business line of credit*. Enjoy immediate access to funds exactly when you need them, or even use your line to boost your company's working capital.
A line of credit can be reused without re-applying, and you only owe interest on what you use. Staying one step ahead isn't only possible—it's easy.
Summary
- Competitively low rates
- Immediate access to funds for a wide range of business needs
- Perfect for short-term needs or to boost your working capital
- Only pay interest on the part you use
- Reuse without re-applying
- Manageable fee, dependent upon your activity; renewal fees are based on the average balance used during previous year (no flat fees)
- Lock box services available
- Local decisions and handling
- Smooth, efficient processing
- Experienced hometown loan advisors
- Personalized service, from day one through life of loan
Commercial Real Estate
Welcome opportunity with a flexible commercial real estate loan* from M C Bank. We offer affordable financing whether it's for building on, buying new, or refinancing.
We understand that businesses are constantly in a state of fluctuation, so we're always available to help you navigate through the process.
Summary
- Affordable financing for purchase or refinancing
- Flexible terms and options
- Local decisions and handling
- Smooth, efficient processing
- Experienced hometown loan advisors
- Personalized service, from day one through life of loan
Equipment Loans
Get the financial tools for better tools through M C Bank. Since you're only as good as your equipment, our competitive rate equipment loans* ensure you're always at your best.
Our local staff understands local needs. We'll work with you to finance the right equipment for the right terms. And since you need equipment today, not a year from now, our localized processing can get you what you need as soon as possible.
Summary
- Competitively low rates
- Available for a wide range of equipment (new and pre-owned); from automobiles to 18-wheelers
- Stay on top of outdated equipment
- Stay ahead of the competition
- Flexible terms, customized to your situation
- Local decisions and handling
- Smooth, efficient processing
- Experienced hometown loan advisors
- Personalized service, from day one through life of loan
Commercial Vehicles
Drive your commercial success with a commercial vehicle loan* from M C Bank. Whatever transportation vehicle your company needs, new or old, we will work to provide you with flexible, affordable financing.
Summary
- Competitively low rates
- Available for a wide range of commercial vehicles (new and old):
- Any specifics?
- Keep your vehicles running smoothly to meet your transportation needs
- Flexible terms, customized to your situation
- Local decisions and handling
- Smooth, efficient processing
- Experienced hometown loan advisors
- Personalized service, from day one through life of loan
Marine Equipment Loans
Keep your equipment in tip-top shape with a Marine Equipment Loan* from M C Bank. Marine equipment is subject to weathering and aging. We help to counteract this natural process with rates you can afford and terms you can manage.
Not only do we cater to you, we do it quickly with our localized processing. Don't just stay afloat; stay ahead by applying today.
Summary
- Competitively low rates
- Available for a wide range of marine equipment (new and pre-owned)
- Upgrade aged or outdated equipment
- Stay ahead of the competition
- Flexible terms, customized to your situation
- Local decisions and handling
- Smooth, efficient processing
- Experienced hometown loan advisors
- Personalized service, from day one through life of loan
USDA Loans
We offer competitive rates for USDA loans* and a wide range of options to fit your needs. Our experts walk you through the whole process and answer any questions you may have. Learn more today!
Summary
- Competitive rates
- Friendly experts on staff
- Affordable financing
- Flexible terms and options
- Local handling and processing
- Dedication to smooth and efficient processing
- Experienced hometown loan advisors
- Personalized service from day one throughout the lifetime of the loan
Letter of Credit
If you're looking to expand your business horizons, we can offer the backing a prospective partner will expect. A letter of credit* is perfect for scenarios when you're embarking upon new large-scale or international business relations.
Rather than looking to a big, impersonal insurance company for a performance bond, look to someone whom you trust to vouch for their trust in you.
Summary
- Ideal to guarantee payments on large purchases
- Available to suit your needs
- Typically issued for 1-year term or less
- Terms easily renewed
- Can replace need for insurance company performance bond
- Interest accrues only if beneficiary requests an advance
*All loans are subject to credit approval.
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