Personal Checking

Checking accounts to fit every phase of your life.

From free checking, to interest earnings, and even added security benefits, M C Bank has a checking account for you.

Hometown Value

This simple account offers all the conveniences you need like unlimited check writing, free online banking, and eStatements. What it doesn't include is a monthly service fee or minimum balance requirements.

The easy-to-manage nature of Hometown Value is so refreshing and simple. So if you enjoy the simple things in life, this account is the banking equivalent.

Summary

  • Checking simplicity for easy financial management
  • No monthly service fee
  • No minimum balance required
  • Unlimited check writing
  • Free online banking
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

Hometown Traditions

Hometown Traditions is traditional checking at its finest. With free conveniences like online banking, bill pay, and an order of checks, this account is classic.

You can even avoid the low monthly service fee simply by maintaining a $500 balance. And if you're interested in interest, our NOW option offers a competitive rate on all balances over $500.

Summary

  • Avoid the $6 monthly service fee by maintaining a $500 minimum daily balance
  • First order of 40 checks is free
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

NOW Account

  • An interest-bearing account
  • Competitive interest on balances $500 or more
  • Avoid the $6 maintenance fee by maintaining a $500 minimum daily balance
  • First order of 40 checks free
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

Hometown Advantage

Thinking about security, insurance, and other benefits? Look no further than our Hometown Advantage account. For a low monthly service fee, you receive several amenities like insurance benefits, security benefits, savings and convenience benefits.
Plus, something priceless—peace of mind. Enjoy AD&D insurance and identity theft coverage. Choose Hometown Advantage NOW and even add competitive interest to your account.

Summary

  • Essential checking features, plus added security
  • Low $8 monthly service fee
  • No minimum balance required
  • Unlimited check writing
  • $20,000 in AD&D insurance coverage
  • Identity theft insurance with fraud assistance
  • 5 free money orders per month
  • Free Visa® Debit Card
  • Free online banking
  • Free online bill pay
  • Free eStatements Opens a New Window.
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

NOW Account

  • An interest-bearing account
  • Competitive interest on balances $500 or more
  • Low $8 monthly service fee
  • Unlimited check writing
  • $20,000 in AD&D insurance coverage
  • Identity theft insurance with fraud assistance
  • 5 free money orders per month
  • Free Visa® Debit Card
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

Prime Time

You're in your prime. Can you say the same for your account? With Prime Time Checking you enjoy perks like competitive interest and check orders. Plus, enjoy conveniences like free online banking and eStatements.

For all it includes, this account excludes a monthly service fee and minimum balance requirements, so you can take that money and apply it to enjoying your best years.

Summary

  • Available to customers 50 years or better
  • No monthly service fee
  • No minimum balance required
  • Unlimited check writing
  • Free checks
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

NOW Account

  • Available to customers 50 years or better
  • Competitive interest on balances $500 or more
  • No monthly service fee
  • Unlimited check writing
  • Free checks
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Free Mobile Banking including mobile deposit
  • Free Xpress Phone Banking
  • $100 minimum deposit to open

 

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Important Info

Routing Number: 065400483

Contact our Main Office at 985-384-2100