Checking Accounts and the Benefits

Checking Accounts and the Benefits


A checking account is one of the most popular products a bank can offer to help you handle your daily financial transactions. Whether you bank online, on your phone, at a branch, at home or at work, an M C Bank checking account will allow you to save and get more out of your money.

We understand that our customers all bank in different ways, and that’s why we offer all of the tools you could ever need to access your money anytime or anywhere. Here are just a few options that will help you spend less time banking and more time living!

Online Banking: With up-to-the-minute account balances and transactions, you’ll know exactly where you stand, wherever you stand.

Online Bill Pay: With free Online Bill Pay, you can pay just about any bill and set up recurring payments such as your rent or mortgage to occur automatically.

Visa® Debit Card: There are times when you need cash – and other times when it’s safer not to shop with it. An M C Bank Visa Debit Card offers a secure way to shop both online and in person.

Debit Card Services: Control your M C Bank Visa Debit Card – freeze/unfreeze your card, set spending limits, track purchases, and more – all from within the Mobile Banking app.

eStatements: Go paperless by signing up for eStatements and receive your monthly statements electronically each month.

Mobile Banking: On the road? The M C Bank Mobile Banking app will help you manage your accounts on the go.

Mobile Deposit: It’s as easy as taking a picture. Log into your account using the Mobile Banking app and select “Deposit a Check” from the menu.


Choosing your Checking Account

Knowing the tools you need to optimize your banking experience is important. Lucky for you, we’ve combined these tools in a variety of checking accounts that can meet any need. No matter where you are in life, we have a checking solution that fits the bill. Find the account that works best for you:

Hometown Value
This simple account offers all the conveniences you need like unlimited check writing, free online banking, and eStatements. What it doesn't include is a monthly service fee or minimum balance requirements. The easy-to-manage nature of Hometown Value is so refreshing and simple. So, if you enjoy the simple things in life, this account is the banking equivalent.

Hometown Traditions
Hometown Traditions is traditional checking at its finest. With free conveniences like online banking, bill pay, and an order of checks, this account is classic. You can even avoid the low monthly service fee simply by maintaining a $500 balance. And if you're interested in interest, our NOW option offers a competitive rate on all balances over $500.

Hometown Advantage
Thinking about security, insurance, and other benefits? Look no further than our Hometown Advantage account. For a low monthly service fee, you receive several amenities like insurance benefits, security benefits, savings, and convenience benefits. Plus, you’ll have access to a Free Visa Debit Card. Also, something priceless — peace of mind. Enjoy AD&D insurance and identity theft coverage. Choose Hometown Advantage NOW and even add competitive interest to your account.

Prime Time
You're in your prime. Can you say the same for your account? With Prime Time Checking you enjoy perks like competitive interest and free check orders. Plus, enjoy conveniences like free online banking and eStatements. For all it includes, this account excludes a monthly service fee and minimum balance requirements, so you can take that money and apply it to enjoying your best years. All of our accounts come with free Online and Mobile Banking, free eStatements, free online bill pay, free Xpress Phone Banking, and more so you can complete your banking from anywhere.

If you have any questions, our team of local bankers are here to help guide you in the selection process. Click here for more information.


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Important Info

Routing Number: 065400483

Contact our Main Office at 985-384-2100