Fees and Rates - MC Bank and Trust Company

Fees and Rates 

Fees

Safe Deposit Boxes

Available Boxes:

  • 3 X 5: $30.00 annually
  • 5 X 5: $40.00 annually
  • 3 X 10: $55.00 annually
  • 4 X 10: $65.00 annually
  • 5 X 10: $75.00 annually
  • 10 X 10: $100.00 annually

Night Deposit Bags

Available for $30 per bag and $2 per key.

Stop Payments

Available at $32.00 per item.

Non-Sufficient Funds (NSF)/Overdraft

$32.00 per presentment.

Wire Transfers

Domestic

Incoming - $15.00

Outgoing - $20.00

Foreign

Incoming - $20.00

Outgoing - $60.00

Rates

Please check with your local banker or visit one of our Banking Centers to learn about our current Money Market rates, CD specials, and other offerings. 

Check out our current Certificates of Deposit Specials below:

ProductA

Minimum Required Opening DepositB

Minimum Balance to Obtain APY*

Interest Rate

APY*

CD Specials

18-month

$10,000

$10,000

3.25%

3.28%

9-month

$10,000

$10,000

4.50%

4.52%

6-month

$10,000

$10,000

4.25%

4.29%

3-month

$10,000

$10,000

4.75%

4.83%

*APY=Annual Percentage Yield
a) A penalty may be imposed for early withdrawal.
b) Daily balance; the amount of principal in the account each day.

Rates effective May 2023. 

 

 

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Important Info

Routing Number: 065400483

Contact our Main Office at 985-384-2100