Personal Savings & CDs
Meet your goals with the help of an M C Bank Saving Option.
Whether your goals are long-term, short-term, or for something very specific, M C Bank will get you there.
Set aside money for a rainy day or save up for a specific need. Of all the things you save over the years, your money never goes out of style.
You can count on competitive interest earnings to season your savings plus convenient access to your funds in case you're ever in a pinch.
Earn a solid rate of return on your larger balance but don't sacrifice access to it. A money market helps you make more of your funds—without locking them into a CD or long-term investment.
On top of interest that increases as your balance meets higher tier levels, you can even waive the monthly fee simply by maintaining a $2,500 balance.
Ribbons and bows, sweets and treats, next Christmas will be here before you know it, so why not start saving for it little by little throughout the year, and join our Christmas Club. Make deposits to your Christmas Club account in any amount you're comfortable with.
You even select how often, and then the funds are automatically transferred from your checking for easy savings. And with competitive earnings, you can ensure a true Cajun Christmas—filled with food, family, and friends. Plus, a way to fund it all.
Get the guaranteed savings you seek through a fixed-rate CD—while the nice interest rate will provide the return you desire. Simply pick the term, and then set aside the right amount to reach your goals.
In principle, saving money is easy; set aside money, and don't touch it. Since saving money isn't always that simple, a fixed rate CD can keep you on track.
By setting aside money in an IRA today, you're building the foundation for a bright retirement. Here at M C Bank, you can choose the plan that's most suitable for your needs. Then you'll sit back, relax, and benefit from the associated tax advantages.
Spend more time enjoying your retirement and less time worrying about finances—simply by planning today.
*Consult a tax advisor.
Traditional vs. Roth
There are advantages to both traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A traditional IRA provides potential tax relief today while a Roth IRA has the potential for the most tax benefit at time of retirement.
*Subject to some minimal conditions. Consult a tax advisor.